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(619) 298-7772 or (800) 545-0135
at the voice prompt say
"Insurance Department" or "# Extension 8"
The Pension and Disability Department is open from 8 AM to 12PM and 1PM to 5PM Monday through Friday except holidays.
Note: Your Representative now carries your pension credit request forms.  Feel free to request these forms from your rep. 

For answers to commonly asked disability and/or workers' compensation questions review the information below.  Click here to shift down the page for information regarding commonly asked pension questions.

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STATE DISABILITY/WORKERS' COMPENSATION

GET ADDITIONAL INFORMATION ON WORKERS' COMPENSATION FROM OUR WORKERS' COMP PAGE

Questions

Answers

What are the differences between disability and workers’ compensation? State disability insurance covers off-the-job injuries or sickness and is paid for by deductions from your paycheck.

Workers’ compensation takes care of on-the-job injuries and illnesses caused or aggravated by work.
 

Is there supplemental disability or workers’ compensation? Under Food and Meat, you will receive supplemental benefits while collecting state disability. On workers’ compensation, no supplemental benefit for claims after July 1, 1994.  

A.1 and Warehouse (B) - no supplemental.
 

How do I file for benefits? For state disability, you must go to your doctor, who will determine if you need to be off work. The doctor will give you a note to give to your store manager. After giving the note to the manager, call the union office for the state disability and supplemental forms

On workers’ compensation, you must report the injury to your manager or supervisor immediately and he/she will complete a claim form and arrange medical treatment.
 

Can I go to my own doctor when it is workers’ compensation? You’re entitled to be treated by your own personal physician if you’ve notified your employer of the doctor’s name and address in writing before the injury.
 
How long do I have to go to the company doctor? Thirty days after reporting the injury and being treated by the company doctor, then you can switch to your own doctor.
 
What happens if I go to my doctor and find out it is workers’ compensation? Get a note from that doctor stating that your condition is work related and give the doctor’s note to the store manager or supervisor.
 
What happens if I am permanently disabled? If the injury keeps you from returning to your regular work, you may qualify for vocational rehabilitation benefits or training into a new job, which may or may not be with another employer.
 
Does the union have workers’ compensation attorneys? Yes. (Tosdal, Levine, Smith & Steiner) Michael Wax 239-7200
 


FREQUENTLY ASKED PENSION QUESTIONS
NOTE:  There are two types of crediting for Pension, one is "vesting credit" and the other is "benefit credit".
 

Questions

Answers

What does vesting mean? It means that you have the right to collect your retirement benefit. When you become "vested", your pension benefit becomes "non-forfeit able" which means that you will be entitled to a pension benefit when you reach retirement age and retire in accordance with the rules of the plan.
 
How long does it take to vest You must have 5 years of vesting credit to be vested.
 
Does it matter if I am full-time or part-time for vesting credit? FOOD: 150 Hours

DRUG: You must have 300 hours of covered service in a calendar year
 

What does "benefit credits" mean? Benefit credits determine the amount of money you will receive when you retire.
 
How do you receive a full benefit credit? Food and Drug: By working 1800 reportable hours in a calendar year.
 
Does it matter if I am full-time or part-time? Yes, full-time earns 1 benefit credit in each calendar year (if 1800 hours are worked). Part time earns a pro-rated fraction based on reportable hours worked.
 
How are my Pension Credits affected when I am out on disability, work. comp., strikes, etc.? You are credited with six hours of covered service per day for each day of disability or workers’ compensation up to a maximum of 1,800 hours of covered service during your lifetime. (Provided that your disability started on or after September 1, 1990.)

Drug rules are the same as food for disability and workers’ compensation (provided your disability started on or after July 1, 1995).

No pension credits are given while on strike.
 

Once I am retired, how many hours am I allowed to work? 40 hours in a four week pay period, and 50 hours in a five week pay period.
 
How much is my pension reduced if I elect the joint and survivors option? Food is reduced by 5%, unless your spouse is more than 5 years younger. Drug is 10%
 
If I die before retirement, will my spouse receive my pension? If you are vested and die before retirement, your surviving spouse will receive lifetime pension payments (payments will begin on the first of the month after you would have reached age 50).
 
If I die, will my spouse have medical benefits If you die before retirement, there will be no medical for your spouse
 
How far in advance should I apply for pension? Three months before retirement.